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Sr. Item, Regulatory & Business Counsel
LendUp, Oakland, CA remote(temporarily)
Our objective is always to offer a person with a way to better health that is financial.
LendUp is really a monetary technology startup located in Oakland centered on changing the subprime credit and financing room. We’re a Y-Combinator alum w12 that is(YC supported by prominent investors such as for example Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item has been found in 7 states and we’ve seen press that is great when you look at the Wall Street Journal, Financial circumstances, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and others.
Just just just What we’re doing:
At LendUp our company is on a objective to deliver you aren’t a path to higher monetary wellness. Thousands of people don’t have admission to quality credit. Their choices are often restricted and unfair, plus it’s very easy to be caught in a financial obligation period. This is actually the problem that is first attempted to re re solve, by making use of our blended expertise in pc pc computer software, data technology, credit, and training, to the provided passion for monetary health insurance and dignity.
Our core item, the LendUp Ladder, is an alternative solution to payday advances that transforms a trap into a chance to borrow at reduced prices and build credit. And each we see our customers succeed day. We’re building additional financial loans which will help us further speed up our objective of supplying you aren’t a course to raised health that is financial.
The Sr. Product, Regulatory and Corporate Counsel would be accountable for employed in close partnership with specific sections and get a cross practical groups to offer appropriate and regulatory guidance as LendUp develops, implements and updates its services and products.
- Advise company lovers that are taking care of brand brand new and existing services and services and services and products from item development through launch, including compliance advising pertaining to such services and products
- Offer timely, succinct and business-focused legal counsel on federal and state customer banking and financing regulations, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking laws like BSA/AML, and information privacy and security legislation.
- Advise the LendUp item team on product marketing, ads and disclosures.
- Offer advice that is regulatory LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank agreements, and help legislative and policy issues.
- Provide advice that is regulatory support to LendUp’s conformity group.
- Make use of banking institutions in developing cardholder agreements, disclosures as well as other product security
- Instruct and handle counsel that is outside because necessary
- Manage LendUp’s state financing certification requirements, including acquiring and keeping licenses
- Construction and draft loan agreements for LendUp products
- Handle litigation and work issues, and any matter impacting an ongoing business, as essential to offer the company
- A proven high-caliber, experienced, solution-oriented and proactive lawyer with expertise in the lending room
- Deep experience analyzing and advising on an array of problems regarding the monetary solutions industry, with certain expertise on customer electronic banking, individuals in a variety of re re payments systems, including issuer processors and system supervisors, sub-prime and installment loans, such as the guidelines, foibles associated with banking institutions and state certified
- Deep comprehension of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state regulations linked to lending
- Power to balance working separately with small guidance and dealing closely and collaboratively within a tiny appropriate group
- Power to interface efficiently along with Maryland payday loans amounts of the corporation (executive management, HR, company divisions, etc. ) and also to gain the trust and self- confidence of other people
- An enthusiastic feeling of ownership, and extremely adaptable to an environment that is fast-changing
- A business that is solid with practical danger understanding
Education and Experience
- JD and 8+ years of expertise, including in-house that is practicing a fast paced FinTech startup business ( or in an equivalent setting) for at the least three years, with significant give attention to customer financing
- Preferred candidate has experience employed in the re re payments area, straight with regulators representing certified organizations, and negotiating and drafting complex economic solutions agreements
- Successful solution oriented and problem that is creative
- Capacity to handle multiple projects simultaneously, with effective quality of conflicting priorities
- Exemplary written and oral interaction abilities and capability to work in both groups and individually
- Admitted to your CA a situation club or authorized counsel that is in-house the State Bar of Ca
- Love of life
LendUp has all the stuff you’d expect from a company that is mission-driven like a competitive income; very very early phase equity; 100% business paid medical, dental and eyesight insurance coverage; ample vacation/sick leave policy; 401(k).
But right right here’s everything we really like about LendUp lifetime:
- We’re devoted to a diverse and inclusive tradition that spurs innovation and produces a significant and impactful work place
- One of our values is “different backgrounds, exact same objective. ” We’re passionate about diverse applicants and also have slack channels committed to anything from mu
LendUp can be A equal possibility manager
We stretch equal job opportunities to qualified candidates and workers on an equal foundation irrespective of ones own age, competition, color, intercourse, faith, nationwide origin, impairment, intimate orientation, gender identification or expression, maternity status, marital status, military or veteran status, genetic disposition, or every other explanation protected for legal reasons.