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This account will not make interest.
CUA Daily Snap Account
This account will not make interest.
CUA Daily Youth Account
This account doesn’t make interest.
Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>
CUA Daily 50+ Account
Conditions: Funds can be found on call. Interest rates are calculated on day-to-day balances and paid monthly. Rate applies on a stepped foundation. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. regarding the percentage of the total amount over $50,000.
CUA Daily Company Account
Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.
All balances earn 0.01% interest.
Savings & Term Deposits
Term Build Up
Conditions: Minimal investment $5,000. Interest rates are calculated daily on whole balances. To get the Platinum Plus Club Member prices pointed out below, the account owner of this term deposit must certanly be either a person aged 55 years or higher, or an excellent Fund/Trust, in which the Trustee is a person aged 55 years or higher.
CUA eSaver Reward Account
eSaver Flexi Account
CUA Youth eSaver Account
Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a stepped basis. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.
Mortgage Loans
All loans are at the mercy of CUA’s normal financing policy. Charges and fees use. Make reference to Schedule of charges pamphlet. Conditions connect with ‘new company only’ offers. Interest levels take a per year basis and generally are susceptible to alter.
Housing Finance Owner/Occupier & Residential Investment
Adjustable Prices
Fixed Rates
Residence Loan Important Info Show content
* contrast rate determined on a $150,000 loan that is secured a term of 25 years according to month-to-month repayments. #Warning: This contrast price holds true just for the examples provided and may even perhaps not consist of all charges and fees. Various terms, charges or other loan quantities might lead to a different comparison price.
О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limitations submit an application for non-standard safety kinds.
# On termination associated with the period that is fixed loan reverts to your appropriate Standard Variable Principal & Interest repayment price.
1 Achieve Variable can be obtained to a new comer to CUA mortgages just. Minimal loan amount $100,000. Maybe maybe perhaps Not readily available for switching or restructuring of current CUA mortgages or even to candidates for another CUA mortgage loan completely authorized just before 7/11/2018. Optimum LVR limitations use centered on standard protection types. Posted rates of interest and discounts applicable and available to mortgages submitted on or after 7/11/2018. Rates of interest and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the full life for the loan provided you may not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.
2 accessible to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides perhaps https://speedyloan.net/uk/payday-loans-bst maybe not designed for switching of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized ahead of 04/07/2018. Maximum LVR limits use according to standard security kinds.
3 major and interest (P&I) repayments just. Maybe maybe perhaps Not readily available for construction purposes.
4 re Payments are produced on a pastime just foundation for very very first year. After year loan will return towards the relevant Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Comparison rate predicated on a 12 interest only period and P&I for balance of the term month.
5 optimum interest just period of two years for owner-occupier and 60 months for investor lending at the mercy of credit evaluation. At expiration associated with interest period that is only will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices according to a 24 and 60 month interest just period correspondingly and P&I for balance of this term.
6 re Payments were created on a pastime only foundation for first 12 months. After year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price according to a 12 thirty days interest only period and P&I for stability regarding the term.
7 interest that is maximum period of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration associated with interest period that is only will return into the relevant Accelerate Variable P&I repayments rate. Contrast prices according to a 24 and 60 interest only period respectively and P&I for balance of the term month.
8 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan amount $250,000. Perhaps perhaps maybe Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage completely approved just before 02/08/2019. Optimum LVR limitations apply according to standard safety kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to life of this loan supplied you may not differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage repayment or purpose type), the prices and discounts may alter.
9 Achieve Variable is present to a new comer to CUA mortgages just. Minimal loan quantity $500,000. Perhaps perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Optimum LVR restrictions use predicated on standard protection kinds. Posted interest levels and discounts available and relevant to mortgages submitted on or after 14/11/2019. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter when it comes to life regarding the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may change.
8 Achieve Variable can be obtained to a new comer to CUA mortgages just. Minimum loan quantity $150,000. Perhaps perhaps Not readily available for switching or restructuring of current CUA home loans or even to candidates for the next CUA mortgage loan fully authorized just before 1 April 2020. Optimum LVR restrictions use according to standard safety types. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by repayment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan contract will maybe not alter for the full lifetime for the loan supplied you don’t differ your loan agreement. If you differ your loan (for instance, changing the mortgage function or repayment kind), the prices and discounts may alter.
15 major and interest (P&I) repayments just. Maybe maybe Not readily available for construction purposes.
16 Maximum interest just duration of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. Interest just duration must align to the fixed rate duration. At expiration for the interest only period loan will revert into the relevant Standard Variable P&I repayments rate. Contrast prices according to interest limited to the term that is fixed relevant P&I for stability for the term.
17 Payments were created on a pastime just foundation for very very first one year. After one year loan will revert towards the Standard that is relevant Variable repayments price. Contrast price centered on a 12 thirty days interest just duration and relevant P&I for stability associated with the term.