Credit Counseling Solutions
AFL-CIO Employees Federal Credit Union is willing to help users that are fighting financial pressures. Your credit union isn’t just a location to complete company, but an exciting and caring organization that improves the everyday lives of other people.
Confidential, competent and services that are nonjudgmental supplied at no cost to people.
Your monetary health insurance and wellbeing is really a factor that is significant the method that you experience your self along with your life. In the time that is same there was a great deal details about individual finance, credit rating, credit challenges along with other crucial economic subjects that it could be difficult to know very well what is suitable for you.
Call us today – we have been right here to greatly help!
301-683-2800
creditcounselor@aflcioefcu.org
user benefit
An unsecured end that is closed fixed price, fixed term loan:
Minimal loan amount…………………………. $1,000.00
Optimum loan amount… that is……………………. $1,000.00
Optimum term…………………………………. one year
Tips:
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is needed; nonetheless, the mortgage re payment history shall be reported.
Must be an associate in good standing; no present delinquencies on any AFL-CIO EFCU account.
Have actually an existing direct deposit with AFL-CIO EFCU for at the very least half a year.
Pay a software charge of $25 whether or not credit is extended.
Courtesy Pay will never be permitted through the term regarding the known Member Advantage loan.
Just one 1 Member Advantage or Member Advantage Plus loan open at a period.
*APR=Annual Percentage Rate. Prices are topic to alter with no warning. All prices shown https://speedyloan.net/uk/payday-loans-bkm are for qualified borrowers. Minimal and optimum loan quantity is $1,000.00. Predicted payments that are monthly a $1,000 for a price of 15.99% APR is $90.78. No credit check is necessary; nevertheless the loan payment history shall be reported. Member must satisfy all needs to qualify. Only 1 Member Advantage or Member Advantage Plus could be given at any time per user or account. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable Member Advantage application fee of $25 is gathered out of each and every application whether or not credit is extended.
MEMBER ADVANTAGE PLUS
An unsecured end that is closed fixed price, fixed term loan:
Minimal loan amount…………………………. $1,500.00
(on the loan that is first)
Optimum loan amount…………………………. $1,500.00
Optimum term…………………………………. 1 . 5 years
Instructions:
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is needed; nonetheless, the mortgage re re payment history shall be reported.
Should be an associate in good standing; no current delinquencies at enough time associated with application on any AFL-CIO EFCU account.
Spend a credit card applicatoin charge of $25 whether or not credit is extended.
Courtesy Pay will never be allowed through the term of this Member Advantage Plus loan.
People do not need to spend the Member Advantage Plus loan off to be eligible for a additional funds. The mortgage stability needs to be compensated to at the least $750 or below to qualify for extra funds that will perhaps perhaps not meet or exceed the loan that is maximum of $1,500.
**APR=Annual Percentage Rate. Prices are topic to improve with no warning. All prices shown are for qualified borrowers. The posted price may alter at any right time without notice. Minimal and optimum loan quantity is $1,500.00. Predicted monthly premiums for $1,500 at a level of 17.99per cent APR is $95.77. No credit check is needed; though the loan re payment history will be reported. Member must meet all needs to qualify. Prior to the Member Advantage Plus loan will likely be granted, the user will need to have possessed a Member Advantage loan and finished re payments for at the least twelve (12) months. Just one Member Advantage or Member Advantage Plus loan might be given at any time per user or account. AFL-CIO EFCU reserves the ability to end this system whenever you want without advance notice. Certain restrictions and conditions may use. (2) A non-refundable Member Advantage Plus application cost of $25 is collected out of each and every application whether or not credit is extended.
PAY SAVER LOAN
The Credit Union option to Spend loans day. An unsecured shut end, fixed price, fixed term loan:
Minimal loan amount…………………………. $300.00
Optimum loan amount…………………………. $750.00
Optimum term…………………………………. six months
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is needed; nevertheless, the mortgage re payment history will be reported.
Must certanly be a known user in good standing; no delinquencies on any AFL-CIO EFCU account.
Spend a software charge of $25 whether or not credit is extended.
Courtesy Pay shall never be permitted through the term associated with Pay Saver Loan.
Only 1 1 Pay Saver Loan open at any given time.
Just two 2 Pay Saver Loans permitted per twelve months.
***APR is Apr. The posted price may alter at any right time with no warning. Minimal loan quantity is $300 and optimum loan quantity is $750.00. Estimated payment per $300 lent at a consistent level of 17.99per cent APR for six months is $52.67. Estimated payment per $750 lent at a consistent level of 17.99per cent APR for six months is $131.67. No credit check is necessary; nevertheless the loan payment history will be reported. Automated transfer for payment may be founded in the right time the mortgage is disbursed. Member must satisfy all demands to qualify. Just one Pay Saver Loan might be given at any time per user or account. Year only two Pay Saver Loans allowed per calendar. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is gathered out of each and every application whether or not credit is extended. It is to pay for the particular expenses of processing.
For the added peace of brain. AFL-CIO Employees Federal Credit Union provides you with the chance to buy financial obligation security protection.
Fresh Begin Loans
The Fresh Start Loan is meant to assist credit challenged credit union people re-establish credit and ideally prevent the utilization of payday loan providers. This program is meant to pay for collection products medical, energy, cable, etc., liens, judgments, charge-off loans, and challenged credit that haven’t been compensated, satisfied, or come in a previous status that is due.
The mortgage system would be to help the credit union user payoff all challenged credit and re-establish their credit score.
Prices As minimal As 9.50% APR* as much as 3 years.
Minimal Amount: $1,000
Optimum Amount: $3,000
Minimal Term: 12 months
Optimum Term: 3 years
Requirements:
Loan must satisfy credit union financing policies, procedures, and recommendations.
Credit union to limit all checks into the known user additionally the creditor.
There’s absolutely no credit history restriction to qualify; nevertheless, not all the people would qualify.
For that added peace of brain. AFL-CIO Employees Federal Credit Union gives you the chance to buy financial obligation security protection.
*APR is Annual Percentage Rate. Prices As Little As 9.50% APR. The posted price is beneficial 01/01/2018 and could alter at any right time with no warning. Minimal loan quantity is $1,000 and optimum loan amount is $3,000.00. Estimated payment per $1,000 lent at a consistent level of 9.50% APR for three years is $32.05. Credit check is necessary; the mortgage re payment history will be reported. Automated transfer for payment may be founded in the right time the loan is disbursed. Member must satisfy all needs to qualify. AFL-CIO EFCU reserves the ability to end the product at any time without advance notice. Certain restrictions and conditions may apply. (2) a application that is non-refundable of $25 is gathered out of every application no matter whether credit is extended. This will be to pay for the specific expenses of processing.
*APR = APR. RATE CENTERED ON CREDITWORTHINESS AND TERM OF LOAN. PRICES ARE SUSCEPTIBLE TO CHANGE ANYTIME AND THEREFORE ARE NOT GUARANTEED.
**APY = ANNUAL PERCENTAGE YIELD.
WE OFFER LINKS TO 3RD PARTY PARTNERS, INDEPENDENT FROM AFL-CIO EMPLOYEES FEDERAL CREDIT UNION. THESE LINKS ARE OFFERED ONLY AS BEING A CONVENIENCE. WE USUALLY DO NOT MANAGE THIS CONTENT OF THE INTERNET WEB SITES. THE PRIVACY AND PROTECTION POLICIES OF EXTERNAL INTERNET SITES WILL VARY FROM THOSE OF AFL-CIO EMPLOYEES FEDERAL CREDIT UNION.